I love all of my followers and appreciate all of your comments. I try to read you all each day. However, at work, we have dinosaur computers that don't like when I open some of your blogs. Some make my 'puter crash. When I get home at night, I try to get caught up with as many of you as I can. Please understand sometimes that is nearly impossible, since all of you rock!
For my new followers I just don't want anyone to think I am the type of person to post and post and never comment. For my faithfuls, I appreciate your understanding and just know I try!
So I call my mortgage company, Citibank, you know the one that owns God? Yeah THAT bank. I call them, because, in case you've been living under a rock and don't know; times are TOUGH and I haven't been able to make this month's payment. I wanted to see if I could defer the payment to the end of the loan, or get an extension without having to pay the late fee, because like everyone else in the world I am struggling.
My rep said, "Unfortunately, we don't have any programs like that."
Incredulously I said "Wait a minute.. Citibank, one of the biggest banks, in a time like this doesn't have a program to help homeowners who struggle to make the mortgage payment? You guys own God!"
"No, I am sorry ma'am, have you contacted the Red Cross?"
"No, I'm not THAT desperate yet."
He has been very pleasant and understanding, he even has a sense of humor:
"Is there someone you can borrow from-oh wait, of course there isn't we are all in this mess together or you wouldn't be calling me would you?"
I laugh with him and said "That's pretty funny"
Then I remembered something ... "Wait, I don't have anything to worry about, Obama is going to pay my mortgage for me"
He says, "Maybe, but I don't think he's going to do it in January, so you should probably figure something else out."
I bow my head in defeat.
He then says "Well, once you have made the payment, if you have been assessed the late fee, ask if they can waive it because you have never had one waived. This will save you $41 then you can go out and buy a loaf of bread and a gallon of milk." He laughs again and I laugh too, "Yep that's about ALL I will be able to buy" He apologizes again for not being able to help me, wishes me luck and we hang up. I am left in disbelief. I just don't understand why they can't do that.
My SIL tells me a story about her accountant that calls her and asks if she will be able to pay him, because if he doesn't put $650 in the bank to cover payroll, they will shut him down" WAIT back up... you are an accountant... I guess no one is immune.